Until recently, the Australian Capital Territory had only abolished the time limitation for personal injury claims relating to childhood historical...Read More
Fresh from their recent merger with Energy Super and Suncorp’s superannuation business, LGIAsuper recently announced their rebranding to Brighter Super, effective from 1 July 2022
Along with the bold and vivid new look, Brighter Super intends to become a national superannuation fund, offering superannuation services to all Australians beyond the local government and electricity sector workers of their past.
All members of Brighter Super are offered default life/death, total and permanent disablement and income protection insurance, subject to age and account balance.
Brighter Super is one of the few Australian funds to offer default income protection.
If you ceased work prior to the merger and/or rebranding, your insurance will be determined by whichever fund, insurer and policy terms existed at the time you last worked.
Know your rights.
Due to the complex nature of the merger between LGIAsuper, Energy Super and Suncorp to create Brighter Super, depending on when you ceased work you may be assessed by one of three different insurers, each with their own insurance policy.
It’s important to get legal advice to help you navigate the complexities.
If you are a member of LGIAsuper, Energy Super, Suncorp super or Brighter Super and are yet to make a an income protection or total and permanent disability (TPD) claim, you are entitled to legal representation and Littles can help you.
If you have already lodged a claim and it has been rejected by a superannuation fund or insurer, you may be entitled to have the decision reviewed through an internal resolution procedure.
If your complaint has been upheld, you may be able to litigate in a court or lodge a complaint with the Australian Financial Complaints Authority (AFCA).
There are strict time limits to challenge an insurer’s decision, so it’s important you seek legal advice as soon as possible.
Put simply, Littles are experts in superannuation and insurance law matters.
Our insurance team has helped thousands of consumers claim their entitlements, and our Head of TPD and General Insurance has extensive industry knowledge and insight on how to maximise your prospects of success.
We also speak your language, at sixteen languages and counting. Forget paying for a translator or for a lawyer who doesn’t understand you and your cultural background.
All our superannuation and insurance law matters are conducted on a no win, no fee basis, and we don’t charge you upfront for any disbursements necessary to prosecute your claim.
If you would like superannuation and insurance law advice, reach out to Littles today by using our free Claim Checker.
Littles’ Head of TPD and General Insurance, Rowan McDonald, is an expert in insurance and superannuation law. Rowan has over thirteen years of experience in the industry and has prosecuted thousands of successful insurance claims for consumers.
Having worked in the industry for over a decade, Rowan has an extensive industry contact list and regularly presents to disability support groups, financial industry professionals and multicultural organisations.
Rowan has also advised some of Australia’s top insurers, giving him unrivalled insight into the claim process from all perspectives. Rowan takes a pragmatic and common-sense approach to the advice he provides his clients.
For your free, personal consultation get in touch with Rowan today.