‘Total and permanent disability’ (TPD) insurance is an insurance product that lets you claim benefits if you become sick or injured...Read More
Everyone has the right to go to work each day, knowing they’ll come home safely. If you’ve been injured or become ill at work you may be entitled to make a claim for workers’ compensation to cover lost wages, medical and rehabilitation costs, retraining expenses or a lump sum payment for permanent injuries.
There have been a lot of changes to arrangements in NSW for seeking workers’ compensation in recent years. You could be forgiven for being a little confused about where to start. After all, workers’ compensation laws and entitlements are already a little hard to keep up with because they vary between states and territories and may be known as WorkCover, CTP or WorkSafe. Compensation and benefits can vary greatly depending on your injury and on the law you’re covered by.
If you’ve been injured at work in NSW, Littles has you covered.
If you’re injured at work, your GP is often the first person you’ll turn to. It’s important that you take this opportunity to provide your doctor with accurate details of the incident, even if those details don’t seem relevant at the time. If there are any issues about the cause of your injury at a later date, your GP may need to know exactly how the work injury happened. If you need any time off work, you should also ask your doctor for a certificate of capacity.
Your approval or denial will come in the form of a decision letter from the workers compensation insurer. If your claim has been rejected, we know this can be tough. Don’t be disheartened – there are other options!These include disputing or appealing the rejection. If you haven’t spoken to or engaged a legal representative already, you are entitled to do so for the dispute process
Some injured employees worry that taking action will give them a bad reputation, cause their employer to reduce their work hours, or cost them their jobs. This is unlawful. If your employer is discriminating against you in such a way, remember that the law can assist you. Need someone on your side? At Littles, we are experts in workers’ compensation lawyers.
If you need time off or cover for medical expenses, or both, you should make a workers’ compensation claim as soon as you can. You will then have to see an independent medical practitioner, who will give the insurance company or self-insured employer their medical opinion (rather than provide you with treatment or advice). The practitioner will also provide a report for insurance purposes.
If you’re injured at work, seek high quality legal advice at the earliest possible opportunity. It’s best to seek advice early so that you can understand all of your options. You may be even be able to run more than one claim if you have TPD insurance under your super.
Read more: Looking to make a TPD claim? Let a trusted law firm take care of you – Littles
IMPORTANT: There are strict time limits for making and disputing a claim, so take advantage of our FREE initial consultation and get in touch. You have nothing to lose by speaking to one of our compensation law experts. The sooner we determine your eligibility to make or appeal a claim, the sooner we can help you to obtain or continue getting funding from the insurer so your rehabilitation can proceed smoothly.
Not only do we offer a FREE initial consultation we handle most insurance claims on a no win, no fee basis. The Head of our NSW team, Jessica Cheung, is an expert in NSW workers’ compensation claims. If you think you might have a claim, reach out to Jessica and her team for high quality legal advice.
Please note that this information is intended to provide general guidance only. You should not act or refrain from acting on the basis of such information. Appropriate professional advice should be sought based upon your individual circumstances. For further information, please contact Littles.
รู้หรือไม่ หากคุณมีอาการเจ็บป่วยหรือได้รับบาดเจ็บจากการทำงาน คุณอาจมีสิทธิ์เรียกร้องค่าสินไหมทดแทนสำหรับพนักงานได้ อย่างไรก็ตามในหลายครั้ง ๆ บางท่านอาจไม่ทราบว่าตัวเองนั้นอาจจะได้รับผลประโยชน์จากประกันภัยทุพพลภาพถาวรสิ้นเชิง หรือที่เรียกว่า TPD (Total and Permanent Disability) ซึ่ง TPD นั้นหมายความว่าคุณจำเป็นต้องหยุดทำงานเนื่องจากอาการบาดเจ็บที่เกิดขึ้น ที่บริษัท Littles เราเป็นผู้เชี่ยวชาญด้านกฎหมายว่าด้วยการเรียกร้องค่าชดเชย การเรียกร้องค่าเสียหาย หรือค่าสินไหมทดแทน...Read More